Non-QM programs qualify you using bank statements, profit & loss statements, asset utilization/depletion, or a DSCR (debt service coverage ratio) calculation instead of traditional tax returns—built for self-employed borrowers, investors, and business owners.
Renovation Loans has a dedicated site with in-depth resources, before-and-afters, and ADU-specific tools.
Tell us about your project and we’ll review the financing options that fit your property, budget, and timeline.
